Prudential: Sound Solutions for Managing Risk

Sound Solutions for Managing Risk

In these uncertain times, Prudential is answering the call from institutions, advisors, and consultants everywhere for innovative solutions to help mitigate risk and manage today’s complex challenges.

Retirement Services:		Redefining How America Plans for Retirement Security Prudential Retirement has comprehensive solutions that are redefining the 401(k) to achieve better retirement outcomes. Our smart plan designs: Automate the path to a more secure retirement for participants Combine a pension-like guaranteed lifetime income stream with downside market protection Reduce plan sponsors’ fiduciary risk Control plan sponsors’ retirement plan costs

Group Insurance:		Managing Group Benefits Plans in a World of Risk Prudential’s Group Insurance develops innovative benefits solutions for tough economic times that help organizations and their advisors: Optimize group life, disability, long-term care, and executive benefits programs Reduce risks such as retiree benefit liabilities and absenteeism Manage the volatility of global benefits programs

Investment Management:		Asset Management Expertise for Challenging Markets Prudential Investment Management, among the largest U.S. institutional asset managers with $457 billion under management,^* provides customized risk management solutions that can help institutional investors: Distinguish real value and risk in today’s volatile markets Identify opportunities where risks can be quantified and justified Capitalize on the expertise of specialists across a full range of asset classes

Learn more about Prudential’s financial strength

^* Assets under management as of 12/31/09. For 12/31/08 Prudential Financial was ranked the 12th largest institutional manager, which includes the assets managed by Prudential Investment Management. Pensions&Investments is a registered trademark of Crain Communications, Inc.

Retirement products and services are provided by Prudential Retirement Insurance and Annuity Company (California Certificate of Authority # 08003), Hartford, CT, or its affiliates.

Group insurance coverages are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ. California Certificate of
Authority # 1179.

Securities products and services are distributed by Prudential Investment Management Services, LLC (PIMS), Newark, NJ, member SIPC.

Prudential is authorized to transact business in all U.S. states and the District of Columbia. Product availability varies by state and country.

Prudential Financial, the Rock logo and the Rock Prudential logo are registered service marks of The Prudential Insurance Company of America and
its affiliates.

© Copyright 2009 Prudential Financial, Inc., Newark, NJ, USA. All rights reserved.

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